Unsolicited Advice
Advice from trial, error, and occasionally finding the instructions
Accessing Credit: How U.S. Military Service Members Can Access and Manage Credit Wisely
Here’s what I wish I’d known about using credit early in my military career — before learning the hard way ...
Understanding the Risks of Debt Accumulation for U.S. Active Duty Military Service Members
Early in my military career, debt became this invisible weight I couldn't see until it was almost too late. This is how I turned my financial struggle into a strategy for success ...
High-Interest Rates: What Active Duty Service Members Need to Know
Managing finances on active duty is tough. One of the biggest hurdles you might face is dealing with high-interest rate loans ...
Predatory Lending Practices: Protecting Active Duty Service Members from Financial Exploitation
In active duty, we face unique financial challenges that can make us a target for predatory lending practices. Know what to look for so you can avoid predatory lenders ...
Understanding Loan Repayment Challenges for U.S. Active Duty Military Service Members
Managing loan repayments can be particularly tough for SMs unless you're armed with the right weapons for this fight ...
Understanding Loan Terms: A Guide for U.S. Active Duty Military Service Members
Turns out, I suck at land nav. Navigating the world of loans can be tougher. This post simplifies these terms and puts you and your family on the right track ...
Understanding the Risks of Loan Default for U.S. Active Duty Military Service Members
Having navigated my own financial chaos early in my military career, here's a few tips our users have shared on how you can take control before it spirals out of hand ...
How I built an Emergency Savings: A Guide for U.S. Active Duty Military Service Members
After years of stressing over unexpected expenses, I finally cracked the code to building an emergency savings fund—here’s how you can do it too ...
Credit Score: How Service Members Can Build Their Financial Reputation
Here's how I turned my credit score from a stumbling block into a financial reputation I'm proud of ...
Loan Forgiveness Programs for U.S. Active Duty Military Service Members
When I first discovered loan forgiveness programs, I realized I was leaving money on the table—and you might be too ...
Understanding and Managing Credit Card Debt: A Guide for Service Members
I’ve been there—knee-deep in credit card debt, feeling the financial pressure rise; here’s how I turned my situation around and you can too ...
Navigating Consumer Debt: A Guide for Service Members
Some of us have learned the hard way that consumer debt can spiral out of control—here’s how I turned my financial chaos into clarity ...
Introduction to Debt Management Programs: A Guide for U.S. Active Duty Military Service Members
Debt can feel like a shadow over your finances, but some debt management programs can transform your struggle into a plan for success ...
Building a Strong Foundation for Financial Literacy: A Guide Military Service Members
After years in the military, I realized financial literacy was one of the best skills I could build—here’s how you can build that same strength ...
Managing Your Finances During Deployment
After facing financial chaos during my own deployment, I learned the hard way that managing your money doesn't just happen—it's worth planning for ...
Managing Finances During a Permanent Change of Station (PCS)
I didn’t think one PCS could hit my finances so hard—here’s how to keep your wallet in one piece through every move ...
How Spousal Debt Can Affect Military Household Finances
Spousal debt got you stressed? Here’s the straightforward, no-BS guide every military family needs to protect their finances ...
What Service Members Need to Know About Payday Loans
Those ‘quick-fix’ loans can be a financial nightmare for military families—here’s how knowing the real cost of payday loans saved my bank account ...
Understanding Debt Collection: A Guide for U.S. Active Duty Military Service Members
Navigating debt collection stress? Here’s how one of our users' family handled it, and what every service member needs to know to tackle collectors head-on. ...
Mastering the Military Family Budget
Here's the point: suffer the pain of discipline in the near term or suffer the pain of regret repeatedly ...
Creating an Emergency Savings Fund for Military Families
I learned that building an emergency fund isn’t just smart—it’s essential to prepare for the curveballs of military life ...
How I Navigated Unpredictable Finances in the Military
Military life can lead to unpredictable money situations. It's tough—but here are a few steps I learned to stabilize my money no matter how often things change ...
Understanding the Blended Retirement System (BRS): A Guide for Active Duty Military Service Members
Want to get the most out of your military retirement benefits without feeling lost in the fine print? Let’s break down the Blended Retirement System so you’re in control.
Comprehensive Financial and Retirement Planning Resources for U.S. Active Duty Military Service Members
Here’s a no-nonsense guide our users have pulled together to the best resources that can help you secure your financial future ...
How I Made Financial Progress Early in my Military Career
I navigated my military career’s financial minefield and came out ahead—here’s how you can too ...
Navigating Military Retirement Planning: A Guide for U.S. Active Duty Service Members
When I faced the reality of preparing for military retirement, here are strategies that helped me turn confusion into confidence ...
Maximizing Your Military Retirement Contributions: A Guide to Thrift Savings Plan (TSP) and Matching Limits
I used to think retirement was a distant dream, but turns out the TSP helped me unlock free money ...
Financial Impact of PCS Moves on Your Families Military Finances
Relocations can shake up a military family's finances—here are a few hard-hitting strategies that helped me regain control.
Understanding Healthcare and Benefits Planning for Military Transition: A Guide for Military Service Members
After transitioning from military life, I faced a chaotic maze of healthcare options—here's how I secured the right benefits for my family
Navigating Inflation and Investment Risk: Shared Lessons for Military Service Members
Here's how what I learned trying to navigate inflation and investment risks. These steps just might be the key to secure your financial future ...
Balancing Savings with Paying Off Debt: A Guide for Military Families
After years of serving, I learned the hard way how to balance debt and savings—here’s how you can do it without losing your mind ...
